What holds across Spain, written down once.
The questions that decide a purchase are rarely regional: the NIE, tax, sequence, paperwork. They are here once for the whole country, with pointers to where Andalusia and the Balearic Islands differ.
The NIE number, and why nothing in a Spanish purchase moves without it
The NIE number Spain requires from every foreign buyer: what it is, how to apply from abroad or in Spain, the forms, and what delays completions.
Read the guide → For international buyersThe cost of living in Spain, and the three lines that are always missing
Groceries and rent are the easy part. What comparison tables leave out is healthcare, the running cost of a property you own, and the tax bill on both sides.
Read the guide → For American buyersMoving to Spain from the US, in the order the steps actually happen
Visa, NIE, tax residency, property: the order matters, and getting it wrong costs months. What an American should settle before the move, not after.
Read the guide → ResidencyThe Spanish golden visa, and why property no longer qualifies
Spain ended residency by property investment in 2025. What replaced it, what happens to permits already granted, and how the 90/180 rule actually counts.
Read the guide → For international buyersRetiring to Spain, and the four questions that decide whether it works
Status, healthcare, pension taxation and the property. The four things a retirement on the Costa del Sol depends on, and the order to settle them in.
Read the guide → Owning in SpainProperty tax in Spain when you are not resident
Property tax in Spain for a non-resident owner: Modelo 210, imputed income on an unlet home, deadlines, IBI, wealth tax and the EU / non-EU divide.
Read the guide → For American buyersLiving in Spain as an American, and what stays American about it
Two tax systems, two sets of paperwork, one life. What continues to apply to a US citizen in Spain, and what changes once you are here.
Read the guide → FinancingFinancing a Mallorca purchase as a non-resident
How Spanish lending differs for non-residents: loan-to-value, what banks assess, the valuation, the costs, and where currency risk sits if you earn outside the euro.
Read the guide → Buying in SpainWhat buying property in Spain actually costs on top of the price
Cost of buying property in Spain: which tax applies to a resale or a new build, what notary, registry and legal fees add, and why the reference value matters.
Read the guide → Selling in SpainSelling property in Spain, and the money that does not reach you at completion
Selling property in Spain as a non-resident: the three per cent retention, capital gains, plusvalía, what the sale costs and the papers a buyer's lawyer wants.
Read the guide → For American buyersBuying property in Spain as an American, step by step
What differs for a US buyer: the NIE, powers of attorney, moving dollars, the withholding on a future sale, and what your US return will want to know.
Read the guide → Buying in SpainThe nota simple, and the four things you should read on it first
What a Spanish nota simple shows, what it does not show, and how to spot the discrepancies that matter before you sign a reservation.
Read the guide → Owning in SpainInheritance tax on Spanish property, and why the region decides most of it
How Spanish inheritance tax works for foreign owners: who pays, which region's rules apply, the deadline, and why heirs cannot sell until it is settled.
Read the guide → BuyingBuying new build and off-plan in Spain: the protections, and where they end
New homes are a third of Málaga's market. How deposit guarantees work, what to check on a developer, and which documents decide completion.
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